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贷款计算

根据借款金额、利率和期限计算月供与总还款额,也可比较等额本息与等额本金。

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How to use it

1Step 1Fill in Method
2Step 2Change a value and the result updates instantly
3Step 3Save or copy the result

If the result looks off

The result looks wrong

Check the units and the baseline first. Changing a value updates the result instantly.

I want the starting values back

Press reset to return to the initial state.

常见问题

Which method costs less total interest?

Equal-principal. Equal-installment keeps payments flat instead.

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延伸阅读
Equal Installment vs Equal Principal
Same loan, hundreds different in total interest depending on the method.