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贷款计算
根据借款金额、利率和期限计算月供与总还款额,也可比较等额本息与等额本金。
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How to use it
1Step 1Fill in Method
2Step 2Change a value and the result updates instantly
3Step 3Save or copy the result
If the result looks off
The result looks wrong
Check the units and the baseline first. Changing a value updates the result instantly.
I want the starting values back
Press reset to return to the initial state.
常见问题
Which method costs less total interest?
Equal-principal. Equal-installment keeps payments flat instead.
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Equal Installment vs Equal Principal
Same loan, hundreds different in total interest depending on the method.
Equal Installment vs Equal Principal
Same loan, hundreds different in total interest depending on the method.